My name is Charity and I have been on a journey to save money in my household budget. Plain and simple. I’d like to help you do the same thing.
I started this journey with the birth of my adopted daughter in February of 2010. It’s been an awesome process for me, and I can not believe I waited this long to save this much money!
If you’re on this page, then I hope you are here to learn some of the same things I did:
- how to cut your grocery budget by USING COUPONS
- how to match your grocery shopping to your family’s need to eat: MEAL PLANNING
- how to take advantage of sales and coupons to stockpile items your family needs, especially for FOOD STORAGE
Before you dive right in, I hope you will take some time to ponder some of these questions:
Question: HOW MUCH am I spending on food and household items each month?
You need to know where you’re starting from. If you do not have a budget in place, I encourage you to look for resources that can help you itemize your family’s spending needs.
You might also need to track your actual spending in this area. Once you know how much you actually spend each month or each pay period, you can focus in on how much you might be able to save!
Question: WHAT am I spending this money on?
You might need to spend some time thinking about what you actually purchase when you do your shopping.
Do you spend most of your budget on groceries only? What about other household items like toiletries and laundry/kitchen cleaners? How about outdoor items or other things for general household uses? Do you have a child in diapers and using baby wipes? What about baby food or formula?
You need to get a grasp on not only how much you spend when you shop, but where that money is going. Break it down by line item if needed, and figure it out. These categories will drive your coupon use, and help you stockpile items, too!
Question: WHY do you want to learn how to reduce the amount you spend?
For me, I had a simple need. With the birth of our daughter and my decision to restructure my full-time job into a part-time job, we were faced with a gap in our monthly budget. My family’s income was not quite sufficient to cover all the expenses we had, and still allow us to be committed to saving for retirement and maintaining our giving levels.
If I could cut my grocery and household budget down, we would make ends meet. This realization drove me to learn all I could about how to do that, and has been a great motivator.
Find what you need to be motivated. Are you filling the gaps in your budget? Perhaps you are trying to save money for a larger purchase. Whatever it is, know the reason WHY you are doing all of this. It can help keep your commitment level high.
Question: How many TOOLS do you want in your toolkit as you work toward reducing your household expenses?
Are you only up for learning to use coupons? That’s okay! Learn to take advantage of coupons and sales, and you will have a great start!
Do you want to learn to plan meals as well as learn to use coupons? Great! That will help make you more efficient as you feed your family and save money at the same time. Master these skills and savings can increase more!
If you want to learn to do it all: plan meals, save money with coupons, and store food for future use, then I feel you have the best chance at reducing your budget for your grocery and household needs, while you also create a situation where your family is prepared in the case of emergency. If a source of income is removed or there is a family emergency or disaster, your family can still eat.
There are many other questions you need to consider, but I will pose those in their respective sections of this site. For now, decide where you want to start and dive in.
Trust me, you will be glad you did!